Daniel Kuebler

The tale of two Catholic universities, and Obamacare

Daniel Kuebler
By Daniel Kuebler

Two Catholic universities, Franciscan University of Steubenville and Ave Maria University, recently announced that they will drop their student health-care plans for the coming year. The schools also announced that they will no longer require students to have health insurance.

Given the giant range of institutions and people affected by Obamacare and its mandates, the impact of this decision by two universities, each with less than 3,000 students, may seem small. But it is not the scope of impact that matters so much as the broader problem the decision highlights. Two federal regulations that pushed Franciscan and Ave Maria to drop student health-care plans indicate quite clearly what will happen if Obamacare is allowed to stand: More Americans will become uninsured unless they transition into government-subsidized healthcare plans.

As Obamacare passed through Congress, the president promised that everyone could keep his health-care plan if he liked it. No one would be forced to move to a different plan if he was content with the coverage he had. Yet one need only grasp the outcome of each new regulation put forth by the unaccountable bureaucrats at the Department of Health and Human Services to see this lie being gradually exposed.

What Obama should have said is that everyone can keep his plan only if the government likes it. As Obamacare’s burdensome regulations are defined and put into effect, very few existing plans will be able to survive. This seems to be the unspoken goal of Obamacare: to ensure the slow but steady demise of private insurance plans, all under the guise of reform. What this “reform” will leave in its wake is a single, onerous, and restrictive government-run health-care system.

Franciscan and Ave Maria’s decision to drop student health-care plans is just a case in point of institutions being prodded toward this goal. In their case, two recent regulations have led to the decision to drop student health care, a decision that will probably move more people to government-subsidized care.

The first regulation that prompted the universities’ decision is one with which most people are familiar: the HHS mandate that requires all plans to cover abortifacients, contraceptives, and sterilization. Since this mandate violates the moral obligations of these two religiously affiliated universities, and the Obama administration’s religious exemption to this rule is so restrictive—without precedent—the universities’ only option is to mount a legal challenge.

If the courts fail to protect their right of religious liberty, Franciscan and Ave Maria—along with dozens of other religiously affiliated institutions, no doubt—will drop health coverage for employees in addition to students. That move will inevitably drive more people toward the government-subsidized exchanges and away from privately funded plans.

Since the contraceptive mandate will not take effect for another year, however, these schools could have, in good conscience, provided health-care plans to students this year. They decided to drop coverage this year because of a second federal regulation affecting student health-care plans that took effect in March. It stipulates that student health-care plans must have no annual coverage limits by the year 2014. This regulation will be enforced through two intermediate stages: All current plans must have annual coverage limits of at least $100,000, and plans issued after this September must have annual coverage limits of at least $500,000.

Because roughly 25 percent of student health-care plans have annual limits lower than half a million dollars, this means steep premium increases for these students over the next few years. Franciscan and Ave Maria have indicated that their premiums would go up at least 66 percent this year, and more than double next year. By 2014, when these plans must have no annual limit, the premiums will rise even higher.

It might seem that removing annual limits would protect more students from catastrophic health-care costs. But it won’t, because many universities and colleges will probably follow Franciscan and Ave Maria by dropping student health-care plans altogether. Moreover, the typical college student’s health-care costs never even approach the annual limits that have been calculated for these plans. College students are a relatively healthy population for whom low-cost/low-benefit plans are often the option of choice. Not any longer.

The net effect of this change is that it will make health care too expensive for many college students. The Government Accountability Office estimates that this new rule will affect at least 300,000 students in the next two years, and even more in 2014. The adverse effects of implementing this regulation are simple to comprehend from an economic standpoint: The spike in health-care coverage cost will raise the number of uninsured Americans.

While Obamacare requires that all citizens have health insurance coverage by 2014, it is hardly a stretch to assume that some college students may decide that risking the small penalty is better than paying the new higher premiums. Indeed, taking that risk would be a financially sound move for the many students who will not experience serious health-care problems during college. And students who do get hospitalized without insurance will still receive care. Their costs will simply be passed on to the rest of us in the form of higher premiums. All they would have to do is pay the fine.

For students who want to maintain their insurance coverage but cannot afford it, government-subsidized plans—which will be paid for by taxpayers—will make up the difference. Thus the side effects of this regulation—one could hardly call them unintended—are that thousands of students will find themselves either without any health-care insurance at all, or dependent upon the government dole for it.

Most people would see this as problematic, yet the goal of Obamacare seems to be to move people from well-functioning private plans toward government-approved and -subsidized plans. In fact, the very manner by which it is set up has many businesses considering dropping health insurance coverage when Obamacare is fully implemented in 2014. For many businesses it will be cheaper to pay the fine than to offer health-care coverage to their employees.

A report from the House Ways and Means Committee found that once Obamacare is fully implemented in 2014, the average Fortune 100 Company could save $402 million by dropping coverage and pushing its employees into the government-subsidized exchanges. In a market economy, businesses will do what makes economic sense, and the architects of Obamacare not only know this possibility but welcome it.

At the end of the day, the more people the Obamacare architects can corral into government-approved and -subsidized health care by regulating private plans into submission, the more control they will have over the health-care system. They can then further incentivize the dispensing of contraception, abortion, sterilization, and euthanasia—all of which can be at least short-term cost-savers—and at the same time use their own cold utilitarian calculus to determine who gets access to the health-care system. In a bloated unresponsive government-run system, these are the only ways to drive down costs. This is where we are heading once Obamacare fully flexes its muscle.

While the health-care system in America needs to be reformed, Franciscan and Ave Maria’s decision to drop student health-care plans offers just one example of how Obamacare is not the answer. Rather than reforming the system, it is deforming it. Step by step, regulation by regulation, the authors of Obamacare are bent upon creating a monolithic government-controlled system that will eventually take on a life of its own.

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Daniel Kuebler is a Professor of Biology at Franciscan University of Steubenville. This article reprinted with permission from thepublicdiscourse.com.

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John-Henry Westen John-Henry Westen Follow John-Henry

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Video: Belgian police put a violent end to a legal pro-life rally in Brussels

John-Henry Westen John-Henry Westen Follow John-Henry
By John-Henry Westen
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BRUSSELS, March 31, 2015 (LifeSiteNews.com) -- Belgian police used force against pro-lifers holding a legal, peaceful picket Tuesday in the center of Brussels, near the European Parliament buildings.  The pro-life rally, led by activists from Poland, was surrounded by an angry mob of abortion supporters, but when the police intervened they forcibly removed the pro-life signs, and even a Polish flag, saying they were provoking aggression.

The pro-life rally, which displayed graphic abortion signs, was legally registered, and organized by Fundacja Pro, a very active pro-life group from Poland, along with Michał Marusik, a Polish Member of European Parliament, and the Instigos Institute.

Kaja Godek, one of Poland’s leading pro-life activists, described the scene at the Luxembourg Square in Brussels for LifeSiteNews:

When we display graphic abortion pictures on the streets of Poland, the reaction we get is mostly sympathetic. In Brussels, we met with aggression and a hysterical reaction. Some furious people surrounded us screaming that we were sick and that the photographs of abortion victims were a lie.

Jacek Januszewski, one of the youth participants, told LifeSiteNews, “They screamed vulgarities and obscene insults, specifically directed at the ladies in our group. They threw firecrackers, physically pushed us, and tried to steal our banners.”

Describing the actions of the police, Januszewski said, “They formed a circle around our group, but were facing us, as if we were the source of aggression, not the mob around us.” He continued, “Even after one of the policemen got hit on the back with something thrown at us by the mob, they still acted as if it was us who caused the danger. We were just standing there in shock."

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“At one point a man dressed in civilian clothes approached us all red in the face, pushed us and tried to take our banners by force,” said Januszewski. “When we resisted, he produced a police ID. We asked him what he was doing and what law allowed him to disrupt a legal demonstration like that. He screamed back at us: ‘I am the law in Brussels.’”

Godek commented on the undercover officer too. “The man in civilian clothes kept pointing to one specific banner we were holding, showing the face of Adolf Hitler with a caption ‘Hitler legalized abortion on demand for Poles.’ [The undercover policeman] was all red in the face and kept saying he didn't like it and that it was upsetting everybody. We told him we were being attacked and needed protection. He said that we were the danger, we were provoking violence.”

Watch videos (exchanges between police and protesters are audible and in English):

Part 1

Part 2

Part 3

Part 4

Part 5

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LifeSite Writers 2015
Steve Jalsevac Steve Jalsevac Follow Steve

2 Days Left - Can you donate just $5 or more?

Steve Jalsevac Steve Jalsevac Follow Steve
By Steve Jalsevac
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LifeSite Support staff

This is an urgent reminder that we have just 2 days left to reach our annual Spring campaign goal of $175,000.

Please consider supporting our mission to build a Culture of Life by making the most generous donation you can today.

Have you ever wondered who is behind LifeSite, and what our organization does with the money you donate?

Sometimes we find that readers of LifeSite, new readers in particular, understandably do not realize the size and scope of our mission: including not just how many millions of people read LifeSite (6 million people last month alone, for the record), but also the number of people and resources required to keep this unique international news service going every day.

It is quite an eye-opener when we list everything involved. Given the exponential growth of LifeSite over the past few years, it seems time to present an update. This should help you to understand why we must set our quarterly campaign goals at the very least at the levels that we do each time.

Every single member of the LifeSite team is passionately dedicated to our mission. Many have families with children and all depend on prayer (we have a staff prayer conference call every morning at 9:30 a.m.) to do this challenging work. They are also highly principled persons who see this work as being much more of personal mission than a “job”.

They care deeply about the issues that we write about and their impact on the world. At least several were on the “other side” in the past and experienced profound conversions to pro-life, pro-family beliefs.

In addition to the English language LifeSite, we also publish two other versions of LifeSite. There is the Spanish language Notifam and the Portuguese language Notifam.  These two services have been completely re-designed and their readership has dramatically increased in the past several months.

Almost all of our journalists are paid salaries or an hourly rate (part-timers). Nearly half are full-time, and the rest are part-time with widely varying total hours per month. A small number of the part-timers are able to offer their work to LifeSite as a no-charge gift to the pro-life and pro-family cause.

Almost all of the news reporters work from their homes. Our one office is located in Front Royal, Virginia in the Human Life International building. Much of the LifeSite, Canada administration work (payroll, bookkeeping, mail and donation receiving, etc.) is contracted to Campaign Life Coalition (CLC) in Toronto. We are very grateful for CLC’s assistance.

Since the introduction of our dramatically new website last year, we have also been able to add prominent paid bloggers to the LifeSite team. In addition to our own bloggers, other notable pro-life bloggers such as Jill Stanek and Ryan Bomberger permit us to re-publish and often give much wider exposure to posts from their blog sites.

Back in September 1997, it was just John-Henry Westen and myself, the two founding staff of Lifesite. Things have certainly changed since then.

CURRENT NEWS TEAM

North America

1.  John-Henry Westen – Co-founder, Editor-in-Chief, journalist
2.  Steve Jalsevac – Co-founder, managing director, editor, journalist
3.  John Jalsevac – Website development, petitions, journalist
4.  Patrick Craine – Managing editor, journalist, Canadian bureau chief
5.  Ben Johnson – US bureau chief, journalist
6.  Dustin Siggins – Washington DC bureau reporter and media outreach
7.  Kirsten Andersen – Washington DC and region reporter
8.  Lisa Bourne – Journalist
9.  Pete Baklinski – Journalist
10. Ted Baklinski – Journalist
11. Lianne Laurence – Toronto journalist and LSN Canada donor relations
12. Steve Weatherbe – Journalist
13. Drew Belsky – Journalist

International

14. Hilary White (Italy) – Rome and Europe reporter
15. Jeanne Smits (Paris, France) – European reporter
16. Andrew Smith – Australian reporter
17. Michelle Kaufman – New Zealand reporter
18. Matthew Hoffman – Latin American reporter
19. Guilherme Ferreira Araujo – Brazilian editor
20. Gualberto Garcia Jones – Latin America bureau chief
21. Sophia Vazquez Mellado – Spanish language reporter
22. Mei-Li Beane – Spanish Language reporter
23. Natalia Dueholm – Polish correspondent
24. Matthew McCusker – London correspondent

Bloggers

25. Anthony Esolen
26. Matt Fradd
27. Abby Johnson
28. Jonathon van Maren
29. Melanie Pritchard

SUPPORT TEAM

30. Jon Fidero – Development Director
31. Andy Parrish – Marketing, media, public relations
32. Clare Maagad – LSN U.S. Office Manager
33. Meghan Mulherin – Database management, Donor relations coordinator
34. Linda Wilson – Donor relations
35. Tommy Farrell – Donor relations
36. Theresa Jalsevac – Daily news subscriber services, article publishing
37. Jacob Westen – Article publishing

EXTERNAL SERVICES

LifeSite employs the services of a wide variety of companies and individuals for website design and development, video production, graphic design, donation processing, mass emailing of the Daily News, web hosting, payroll, legal work, marketing of LifeSite and much more.

Some of these external costs are in the six-figure level, given the large volume and variety of material that we publish, the cutting edge complexity of the website and the high level of traffic that LifeSite must now be able to handle.

We also have on-going and major electronic equipment costs since we are a digital service requiring high quality, reliable and the most up-to-date digital resources.

Finally, our team, and especially John-Henry, have been required to do a lot more travelling in recent years to cover major stories on site and to attend and be actively involved in very important meetings in several nations.  

The Marches for life in Washington, DC, Ottawa Canada and Rome, Italy have required a team of LSN staff. As well, we are the original organizers of the Rome Life Forum in Vatican City that is now billed as a Voice of the Family (which LifeSite co-founded) event and is co-sponsored by a number of International groups.

I hope this has helped you to much better understand our financial needs and will encourage any who might have been hesitant to donate to re-consider and send a generous gift for the LifeSite mission.

We are amazed that so much has been accomplished over the years, thanks especially to the generosity of those who believe in what we do and have wanted to express their appreciation for this work and what it has meant to them.

Please join our other supporters today with your gift.

You can also donate by phone or mail. We would love to hear from you!

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Courtesy of Stand True Ministries
Bryan Kemper Follow Bryan

10 years ago today, Terri Schiavo died an agonizing death. I was with her family. Where were you?

Bryan Kemper Follow Bryan
By Bryan Kemper
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March 31, 2015 (StandTrue.com) -- For twenty-four years I have been involved with pro-life work in one way or another. Over those twenty-four years I have talked to thousands of people about their involvement, why they got involved, how they got involved and what motivates them to continue. We have talked about what happened in 1973 and where were all the Christians when Roe vs. Wade was passed. We would wonder why Christians would ignore human rights and own slaves in the time of the Dred Scott decision. We would tell stories about the few brave Christians that hid Jews during the Holocaust and proclaim that if it were we in those times we would have been a voice. If we were around in those days we would have risked all to save an innocent life; that is what we said, at least.

Ten years ago a young woman in Florida who was handicapped began an agonizing and painful journey towards death. Her husband, who had once made a vow to love and honor her through good times and bad, murdered her on national television. Her husband, who had already broken his vows to her by living with another woman and fathering children with her, went to court to have his wife starved and dehydrated to death. Terri Schiavo held onto life and fought for 13 days before finally dying on Thursday, March 31, 2005.

When I arrived in Florida one week before her death I expected to see thousands and thousands of Christians in front of the hospice praying, singing and crying out for Terri. I expected to see all those people who said, “I would have been there to stand up if I were around in the times of Roe vs. Wade or during the Holocaust.” I was sadly disappointed.

I walked up and saw maybe 150 people at most — some of them familiar faces from the pro-life movement, some of them just wanting to be on TV. I started to walk around and ask where people were from and most of them were from out of town; it was hard to find anyone from the Tampa area there to stand up for Terri. For years I wondered where the Christians were when Roe vs. Wade was passed, and now I had the answer.

I spent the first day walking around the crowd praying with people, talking about what could be done and simply being there in solidarity with our sister as she was dying. When I arrived the second day I talked to Terri’s sister whom I had met in Washington, DC, in January, when I volunteered my services to the family. I was asked to help guard the family and escort them around as everyone was swarming them.

I spent a lot of time just sitting with them and listening to stories about Terri and her life growing up. Her dad told a story about when Terri ran over a cat and how upset she was over this poor little cat. The friends shared beautiful stories and memories that I will treasure forever.

During this time we also spent a lot of time in prayer, with many different Christian leaders and friends. Everyone would be talking about a possible option and then someone would just stop and say, “Let’s pray.” There was more spontaneous prayer than I had ever seen. I would walk among the people there in support and see small groups up and down the street praying, singing hymns and just reading the Scriptures out loud. There may not have been a large group there, but they were dedicated and focused on prayer.

I spent a lot of time walking the family through the media circus to and from the hospice trying to give them a little privacy. I would walk Terri’s dad through the crowd every night as he thanked all the supporters for being there for Terri.

I talked to many of the behind-the-scenes media people who were obviously shaken by this tragedy. I saw people from all different walks of life and political and religious backgrounds taking a stand. There were many non-Christian people there in support of Terri, and dozens of handicapped people from a group called Not Dead Yet. I even spent time in prayer with the Rev. Jesse Jackson as he came to help the family and speak out for Terri. I never in a million years would have believed that I would sit in a room praying with Randal Terry, Jesse Jackson and Sean Hannity.

Each night at about 11:00 PM I would leave the hospice area and go get something to eat and try to catch up on some computer work and grab a few hours of sleep. I talked to a lot of people at different restaurants that would ask us what was really happening there. One night Terri’s brother, Bobby, came out to eat with us. When he left, the people there asked us questions and wanted to know the truth about the whole situation; they were shocked when they got the true facts about Terri.

On Wednesday night I went to the hotel and was especially saddened as we were reaching 13 days. My friend Will and I sat in the pool at the hotel at 2:00 AM discussing the past week and what else could have been done. I finally got to sleep at about 3:00 AM. Early the next morning, I was awoken by Will telling me that Terri had died.

We quickly packed our bags and went to the car to drive over to the hospice a few blocks away. As I got into the car it really began to hit me what had just happened and I started to cry. I picked up my cell phone and called my wife and children; I just needed to hear their voices and tell them I loved them.

I got to the hospice and stood guard outside the room the family was in to give them some privacy. The room was tucked in behind all the major media trucks and production areas. I watched as many of the media producers and reporters were fighting back tears. I watched reporters hugging the family and giving condolences; they were truly touched by Terri’s family. Many of the media that I had gotten to know expressed their grief to me, some of them on-air personalities who were affected greatly.

After the family was done making their statements for the day, I made my rounds to offer my condolences and say my goodbyes. I told the family about all the Stand True supporters and family that had asked me to send their best wishes and prayers. I thanked them for their strength and resolve in the fight for Terri’s life. I let them know that we at Stand True will never let Terri’s name die and that we will continue the fight for life and others like Terri.

I will never forget and I will never stop telling her story. 

HTTP://WWW.TERRISFIGHT.ORG

Also read Father Frank Pavone’s memory of his time with Terri.

HTTP://WWW.WASHINGTONTIMES.COM/NEWS/2015/MAR/30/FRANK-PAVONE-TERRI-SCHIAVOS-INCONVENIENT-LIFE/

Reprinted with permission from Stand True.

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